Health Insurance Options

We know that the issue of health care is a top concern for you and your business. That's why the Texas Restaurant Association has teamed with UnitedHealthcare to provide TRA members with up-to-date health care information as well as innovative, cost effective solutions. The following is a summary of products and services offered by UnitedHealthcare.


united-healthcare 400

You Know Service. So Do We.


UnitedHealthcare offers a wide variety of group plans with comprehensive coverage at competitive rates. These include everything from health savings accounts (HSAs) to traditional HMOs with many plan and network features designed to lower premiums while still providing preventive and routine care coverage.

Healthy Texas

Healthy Texas is an employer-based program designed to help qualified, uninsured restaurant owners in Texas offer affordable health insurance to their employees and families.

Healthy Texas uses a state-funded pool to reimburse carriers for above-average health care claims costs. Because of this public/private partnership, Healthy Texas premiums shold be on average approximately 25% to 30% lower than commercial market plans. Plus program participants receive the same type of benefits they'd receive from any private market plan including:

Finally Healthy Texas features a streamlined application and enrollment process. And there are no medical underwriting or rate penalties for pre-existing conditions. (Special qualifications do apply).

Restaurant Healthcare Discount Program

Employees can receive discounts on a wide range of healthcare services offered through the Restaurant Healthcare Discount Program. This is not an insurance program but an excellent way for your employees to:

And it costs only $5 per employee per month!

Healthcare plans for individuals and their families

Some employees may not qualify for group benefits. In this case, the UnitedHealthOne program may be an affordable alternative for individual or family coverage.

 


Discount Card Disclosure:  The UnitedHealth Allies discount plan is administered by HealthAllies,® Inc., a discount medical plan organization. The discount plan is not insurance. The discount plan provides discounts at certain health care providers for medical services. The discount plan does not make payments directly to the providers of medical services. The member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization. HealthAllies, Inc. is located at P.O. Box 10340, Glendale, CA 91209, 888-809-6539.  The ScriptSave Prescription Drug Savings Program is a DISCOUNT PROGRAM ONLY —  NOT INSURANCE. Discounts are available exclusively through  participating pharmacies. Members may cancel their registration at any time by contacting Customer Care.

 Healthy Texas Disclosure:  Special qualifications do apply:

Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by UnitedHeatlhcare Insurance Company, United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided by or through UnitedHeatlhcare of Texas, Inc.